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Contact Us

Do not hesitate to contact us if you have any questions:

637 South Clinton Ave
Trenton, NJ 08650

Phone: 6092787439
Email: dbonomo@njhmfa.state.nj.us

About New Jersey Housing and Mortgage Finance Agency

**New Jersey Housing and Mortgage Finance Agency (NJHMFA)**

Located in the heart of Trenton, NJ, at 637 South Clinton Ave, the New Jersey Housing and Mortgage Finance Agency is dedicated to fostering affordable housing solutions for residents across the state. Our mission is to provide safe, decent, and affordable housing options that enhance the quality of life for New Jersey families and individuals.

At NJHMFA, we understand the importance of stable housing in building vibrant communities. We offer a comprehensive range of programs and services designed to facilitate affordable housing development, support homeownership, and provide financial assistance to those in need. Our team of experienced professionals works collaboratively with developers, local governments, and community organizations to promote sustainable housing initiatives that address the diverse needs of New Jersey's population.

Our commitment to transparency, integrity, and community engagement drives us to develop innovative solutions to the housing challenges faced by our most vulnerable residents. Whether you're a first-time homebuyer seeking guidance, a developer looking for financing options, or a community member interested in affordable housing programs, NJHMFA is here to help.

Explore our services and discover how the New Jersey Housing and Mortgage Finance Agency can assist you in finding and securing affordable housing that meets your needs. Together, we can build a brighter future for all New Jersey residents.

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All information on this website is provided in good faith and solely for the purpose of providing general information. Management company description is generated by AI and the site operator takes no responsibility or warranties about the completeness, accuracy, or reliability of this information. Any action you take as a result of the information on this website is solely at your own risk. Please verify the information with the leasing office prior to becoming a tenant.

Smart Ways to Find an Affordable Apartment

Check for Affordable Co-Op Housing

Cooperative housing (co-op) is a unique housing option where tenants collectively own the building and share responsibilities. Co-ops often offer lower monthly payments because the costs are split among residents. This option provides an affordable living arrangement, especially in high-cost cities, though it requires participation in the building’s management.

Affordable Housing Tip

Capitalise on Tax Incentives

Look into potential tax incentives for buying or renting a home. Some states offer tax credits for first-time homebuyers, while others may have deductions available for renters. These incentives can reduce overall housing costs.